Asha Kiran
Synopsis:
Asha Kiran is designed for parents with ONLY Girl Child. It covers the hospitalization expenses of the family and Personal Accident for Parents.
Highlight:
- Accidental death and Permanent Total disablement of parents is covered.
- Additional benefit is paid in case of Critical illness is diagnosed
- No Medical tests up to the age of 50 Years
- More than 70 Day Care Treatments are covered under this Policy
- Non-allopathic treatment is also covered
- Life long policy renewal
- Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title | Description |
|---|---|
| Room Rent Limit | Up to 1% of sum insured |
| ICU Daily Rent Limit | Up to 2% of sum insured |
| Pre-Hospitalization Expenses | 30 days |
| Post Hospitalization Expenses | 60 days |
| Minimum Hospitalization Period | 24 Hrs |
| Day Care Procedure Coverage | Yes |
| Additional Cover for Critical Illness | Optional, for age below 65 |
| Pre-Existing Disease / Illness coverage | After48 months |
| Waiting Period for New Policy | 30 days |
| Co-Payment | Yes |
| Free Health Checkup | Up to 50% for Pre-acceptance health checkup |
| Ambulance Expenses | Up to 1% of Sum Insured, Max – 2500 |
| Non-Allopathic Treatments | Up to 25% of sum insured |
| New Born Baby Cover | Yes, After 24 months of continues coverage |
| Daily Hospitalization Allowance | Up to 0.1% of sum insured |
| Donor Expenses | Covered |
| Nursing Allowance | Up To 1% of sum insured |