Premier Mediclaim Policy Floater
Synopsis:
New India Premier Mediclaim Policy is designed to give You and Your family, protection against unforeseen Hospitalisation expenses.
Highlight:
- 100 % cost reimbursement for pre-acceptance health check-up.
- OPD expenses for Dental Treatment, health check-up, medicines etc.
- Dietician counselling/ concierge / Air ambulance services available.
- AYUSH cover upto 20 % of Sum Insured
- Sum Insured upto Rs. 1 crore.
- Maternity and child care cover upto Rs. 1 Lakh.
- Infertility treatment coverage of upto Rs. 1 Lakh.
- Hospital cash benefit upto Rs. 4,000/- per day.
- Increased sum insured of upto Rs. 5 Lakhs for 11 critical illnesses.
Benefit:
Title | Description |
|---|---|
| Room Rent Limit | Yes, Actuals |
| ICU Daily Rent Limit | Yes, Actuals |
| Pre-Hospitalization Expenses | 60 days prior to the date of Hospitalisation. |
| Post Hospitalization Expenses | 90 days from the date of discharge. |
| Minimum Hospitalization Period | 24 Hrs |
| Day Care Procedure Coverage | 139 procedures covered. |
| Additional Cover for Critical Illness | Yes |
| Pre-Existing Disease / Illness coverage | After 36 Months |
| Waiting Period for New Policy | 30 Days |
| Medical Screening | 50 yrs & above. |
| Ambulance Expenses | Rs 10000, Up to Rs 100000 for Air ambulance |
| Non-Allopathic Treatments | 20% of Sum Insured |
| New Born Baby Cover | Yes |
| Daily Hospitalization Allowance | Upto Rs.4000 |