Young Star Individual
Synopsis:
Exclusive for youngsters with easy premium, multiple benefits and total coverage
Highlight:
- Plan allows Midterm Inclusion
- Premium Payment Options Monthly/Quarterly/Half-Yearly/Yearly
- The Insured can earn reward points and avail premium discount up to 10%
- For accident resulting in inpatient hospitalization – 25% additional sum insured
Benefit:
Title | Description |
|---|---|
| Daily Hospitalization Allowance | Rs 1000 for each completed day of hospitalization subject to maximum of 7 days per hospitalization and 14 days per policy period |
| No Claim Bonus | 20% for each claim free year, Max 100% |
| Room Rent Limit | Single Private A/C Room (Actuals) |
| ICU Daily Rent Limit | Covered (Actuals) |
| Pre-Hospitalization Expenses | 60 days |
| Post Hospitalization Expenses | 90 days |
| Minimum Hospitalization Period | 24 hours |
| Day Care Procedure Coverage | All Day Care Procedures are covered |
| Automatic Restoration of Sum Insured | 100% |
| Pre-Existing Disease / Illness coverage | Covered after 12 Months |
| Waiting Period for New Policy | 30 days |
| Medical Screening | No Pre-acceptance medical screening |
| Free Health Checkup | Up to Rs 3500 for Individual and Up to Rs 5000 for Floater |
| Ambulance Expenses | Emergency Road Ambulance: Subject to an admissible hospitalization claim |
| New Born Baby Cover | Intimation about the new born baby should be given within 90 days from the date of birth. The cover for new born commences from 91st day of its birth |