Arogya Sanjivani Individual
Synopsis:
A simple policy loaded with essential benefits
Highlight:
- Highly beneficial and affordable health insurance policy.
- Policy can be taken on Individual and Floater basis.
- Modern Treatments are covered – Upto 50% of the Sum Insured.
Benefit:
Title | Description |
|---|---|
| Room Rent Limit | Room Rent (Rs) (per day)(Up to 2% of the Sum insured max of Rs.5000) |
| ICU Daily Rent Limit | ICU (Rs) (Per day) (Up to 5% of sum insured max of Rs 10,000) |
| Pre-Hospitalization Expenses | 30 days (Actuals) |
| Post Hospitalization Expenses | 60 days (Actuals) |
| Minimum Hospitalization Period | 24 hours |
| Day Care Procedure Coverage | All Day care procedures are covered |
| Pre-Existing Disease / Illness coverage | After 48 consecutive months |
| Waiting Period for New Policy | 30 days for all illnesses/surgeries/diseases (except accident) |
| Co-Payment | 5% of Co-pay for all claims |
| Medical Screening | Persons above 50 years of age medical screening is required |
| Ambulance Expenses | Rs.2000/- per hospitalization |
| Non-Allopathic Treatments | Up to 100% sum insured |
| No Claim Bonus | 5% each claimfree year Max 50% SI) |