Health Care Plus
Synopsis:
Healthcare Plus Policy, a health insurance cover that takes care of excess payment that may arise due to the amount paid for illness over and above existing cover.
Highlight:
- Sum Insured can be enhanced only upon renewal, subject to underwriter’s approval.
- Single premium across different age groups.
- Flexible Sum Insured and Deductibles & No Co- pay.
- Individual cover for each member of the family.
- Value added services through ICICI Lombard Health Care.
- The policy allows to include or exclude a member in the plan only at the time of renewal.
- Pre existing diseases covered after a waiting period of 4 years.
- Tax rebate available as per provision of Income Tax Rules under section 80-D.
Benefit:
Title | Description |
|---|---|
| Room Rent Limit | No Limit |
| ICU Daily Rent Limit | No Limit |
| Minimum Hospitalization Period | 24 Hrs |
| Automatic Restoration of Sum Insured | Yes |
| Pre-Existing Disease / Illness coverage | After 48 months |
| Waiting Period for New Policy | 30 Days |
| Medical Screening | For 56 yrs & above |
| Free Health Checkup | Yes, Annually |
| Daily Hospitalization Allowance | No Limit |