Health Booster Family Floater
Synopsis:
ICICI Health Booster is a Super top-up Health Insurance cover that takes care of excess payment that may arise due to the amount paid for illness over and above your existing Health Insurance policy.
Highlight:
- Lifetime renewability.
- Wide range of annual Sum Insured (5 lakhs to 50 lakhs) and flexible deductible options (3,4,5 lakhs) to suit your needs.
- Tax rebate available as per provision of Income Tax Rules under section 80-D.
- Get 10% & 12.5% discount on opting for 2 yrs and 3 yrs policy.
- Domiciliary Hospitalisation Expenses Covered upto Sum Insured.
- Earn wellness points through Wellness program for healthy behavior through various wellness services.
Benefit:
Title | Description |
|---|---|
| Room Rent Limit | No Limit |
| ICU Daily Rent Limit | No Limit |
| Pre-Hospitalization Expenses | 60 Days |
| Post Hospitalization Expenses | 90 Days |
| Minimum Hospitalization Period | 24 Hrs |
| Day Care Procedure Coverage | 150 procedures covered. |
| Additional Cover for Critical Illness | By paying extra premium, Critical Illness cover of ` 5,00,000 / ` 10,00,000 (as per the plan opted Silver/Gold |
| Automatic Restoration of Sum Insured | For plans with deductible of ?3 lakhs and above 100% reset available |
| Pre-Existing Disease / Illness coverage | After 2 years. |
| Waiting Period for New Policy | 30 Days |
| Co-Payment | 20% for above 65 yrs |
| Medical Screening | More than 45 Years of age |
| Free Health Checkup | Yes, Annually |
| Ambulance Expenses | 1% of SI, max. upto Rs.5000 |
| Non-Allopathic Treatments | Yes |
| Daily Hospitalization Allowance | By paying extra premium, Allowance of ` 1,000/ ` 3,000 per day (as per the plan opted Silver/Gold) |
| Donor Expenses | Hospitalisation expenses, as incurred by the organ donor for undergoing organ transplant surgery for insured’s use, are covered up to sum insured |
| Nursing Allowance | Yes |
| No Claim Bonus | 10%, upto max.50% |