Cancer Guard
Synopsis:
NEW INDIA CANCER GUARD is a Policy designed to cover treatment for Cancer taken as Inpatient or Outpatient or Day Care.
Highlight:
- SI from Rs. 5 to Rs.50 lakh.
- No pre acceptance Medical Health check up.
- Covers conventional and advanced treatment of cancer
- Also covers OPD treatment
- Cancer care benefit of 50% of Sum insured is payable on first time detection of stage IV cancer.
- Cumulative bonus from 10% to 50% Max
- Covers medical second opinion.
- Follow up treatment of Rs.10, 000/- after surgery in addition to post hospitalization expenses.
- Second opinion up to Rs.10, 000/-
- Policy will be available on Digital channels, tentatively from 8.1.2020 and 10% digital discount will be offered in Customers channels.
- Tax Rebate under Section 80D of the IT Act.
Benefit:
Title | Description |
|---|---|
| Room Rent Limit | For Sum Insured for 5, 10 and 15 Lakhs – Single AC room For Sum Insured for 25 and 50 Lakhs -Deluxe room |
| ICU Daily Rent Limit | Intensive Care Unit (ICU) expenses, as actuals |
| Pre-Hospitalization Expenses | 30 days |
| Post Hospitalization Expenses | 60 days |
| Minimum Hospitalization Period | 24 hours |
| Day Care Procedure Coverage | covered |
| Pre-Existing Disease / Illness coverage | Not covered |
| Waiting Period for New Policy | 90 days |
| Medical Screening | No pre acceptance Medical Health check up |
| Ambulance Expenses | Rs. 3,000 per Hospitalization incurred for shifting any Insured Person. |
| Non-Allopathic Treatments | Not covered |
| Donor Expenses | Hospitalisation Expenses (excluding cost of organ) incurred on the donor will be paid |
| No Claim Bonus | Cumulative bonus from 10% to 50% Max |