Comprehensive Health Plan Individual
Synopsis:
Comprehensive Health Insurance is policy which offers exhaustive benefits for the entire family designed to eliminate your health worries. This plan would go a long way in alleviating your financial burden.
Highlight:
- Accidents are covered from Day 1
- More than 400 Day Care procedures are covered
- Coverage for Domiciliary hospitalization treatments
- Expenses for delivery of Child is covered
- Pre and Post birth expenses are included
- Automatic coverage of new born
- Automatic restoration of Sum Insured
- Facility of Second Opinion from a Doctor in Company’s Network
- No Medical tests are required up to 65 years of age
- Life long policy renewal is available
- No third party Administrator, direct in-house claims settlement
- Network of more than 6000 Hospitals accorss India
- Free medical consultation available over phone 24X7 Toll free helpline
- Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefit:
Title | Description |
|---|---|
| Non-Allopathic Treatments | AYUSH treatment is covered |
| New Born Baby Cover | Covered |
| Donor Expenses | Special SI for Organ donor cover, covers Redo surgery and ICU admission for donor |
| Nursing Allowance | Covered |
| No Claim Bonus | 100% Increase in Sum Insured upon a claim free renewal |
| Room Rent Limit | No capping on room rent Treatment at Single Standard A/C room. |
| ICU Daily Rent Limit | Actial |
| Pre-Hospitalization Expenses | 60 days |
| Post Hospitalization Expenses | 90 days |
| Minimum Hospitalization Period | 24 Hrs |
| Day Care Procedure Coverage | All day care procedures Covered |
| Automatic Restoration of Sum Insured | 100% Resoration. Automatic Restoration can be used for Same illness & diseases |
| Pre-Existing Disease / Illness coverage | After 36 months of continuous coverage. By paying extra premium PED waiting period can be reduced to 12 months |
| Waiting Period for New Policy | 30 days |
| Co-Payment | Up to 10% for age above 60 years |
| Medical Screening | No Medical required for age upto 65 |
| Free Health Checkup | Health Check up for every claim free year |
| Ambulance Expenses | Available |