Pratham Insurance - Health, Life, Motor & Business Insurance Services

LIC's Single Payment Endowment plan is a combination of Protection, Savings and Life Cover.
This plan offers the guaranteed risk cover of 125% of Sum Assured from Day 1 which increases every year as LIC declares the yearly bonus.
You will get the Sum Assured along with Yearly bonus and final bonus on Maturity.
This plan has an option of choosing the Accidental Life cover & Disability Benefit.
This plan also has the option of taking the Maturity proceeds in installments as the policy-holder can choose the no of years as 5, 10 or 15.
In a similar way, the policyholder also has the option of choosing the death benefit in installments.
LIC offers the discount in premium in case of high Sum Assured.
The loan is also available to the policyholder after the completion of 1 year of the policy.

Jeevan Lakshya is the ideal plan to protect your goals & needs as this plan offers the regular income to the family in case of an unfortunate event.
In case of any unfortunate event premium ceases & Annual Income Benefit is paid to the family every year till maturity which is 10% of Sum Assured. On Maturity, 110% of Sum Assured is paid along with vested Bonus & final bonus, if any.
The benefits under this plan are tax-free.
This plan has an option of choosing the Accidental Life cover, Disability Benefit & Critical illness cover.
This plan also has the option of taking the Maturity proceeds in installments as the policy-holder can choose the no of years as 5, 10 or 15.
In a similar way, the policyholder also has the option of choosing the death benefit in installments.
LIC also offers the discount in the premium in case the mode of payment is Yearly.
The loan is also available to the policyholder after the completion of 1 year of the policy.

Aadhaar Shila plan has been exclusively designed for Female lives without any medical test.
This is the ideal plan for regular saving along with life cover with lowest premium in this category of plans.
The life cover enhances due to the loyalty bonus as would be declared by LIC.
The customer gets the tax-free maturity which includes the loyalty bonus along with Sum Assured.
This plan offers the Accidental Life cover also along with basic life cover.
This plan also has the option of taking the Maturity proceeds in installments as the policy-holder can choose the no of years as 5, 10 or 15.
In a similar way, the policyholder also has the option of choosing the death benefit in installments.
LIC also offers the discount in the premium in case the mode of payment is Yearly and for higher sum assured.
The loan is also available to the policyholder after the completion of 1 year of the policy.

Jeevan Labh is a limited premium paying endowment savings plan with limited payment option.
This is ideal plan for those who want to pay the premium for a shorter period.
The risk coverage under this plan enhances every year as LIC declares the bonuses. However, the premium does not change.
The customer gets the tax-free maturity under this plan which includes the bonus also along with Sum Assured.
This plan has an option of choosing the Accidental Life cover, Disability Benefit & Critical illness cover.
In case of a minor, this plan also has the premium waiver benefit in case of death of the parent.
This plan also has the option of taking the Maturity proceeds in installments as the policy-holder can choose the no of years as 5, 10 or 15.
In a similar way, the policyholder also has the option of choosing the death benefit in installments.
LIC also offers the discount in the premium in case the mode of payment is Yearly.
The loan is also available to the policyholder after the completion of 1 year of the policy.

LIC's New Jeevan Anand plan is a combination of protection, savings & Insurance Cover for Lifetime.
This plan offers the guaranteed risk coverage of 125% of basic sum assured from Day 1 and the risk coverage enhances every year as LIC declares the yearly bonus.
The customer gets the tax free maturity under this plan which includes the bonus also along with Sum Assured.
In this plan, LIC offers the life cover up to the age of 100 Years.
This plan has an option of choosing the Accidental Life cover, Disability Benefit & Critical illness cover.
This plan also has the option of taking the Maturity proceeds in installments as the policy-holder can choose the no of years as 5, 10 or 15.
In a similar way, the policyholder also has the option of choosing the death benefit in installments.
LIC also offers the discount in the premium in case the mode of payment is Yearly.
The loan is also available to the policyholder after the completion of 1 year of the policy.

Aadhaar Stambh plan has been exclusively designed for Male lives without any medical test.
This is the ideal plan for regular saving along with life cover with lowest premium in this category of plans.
The life cover enhances due to the loyalty bonus as would be declared by LIC.
The customer gets the tax-free maturity which includes the loyalty bonus along with Sum Assured.
This plan offers the Accidental Life cover also along with basic life cover.
This plan also has the option of taking the Maturity proceeds in installments as the policy-holder can choose the no of years as 5, 10 or 15.
In a similar way, the policyholder also has the option of choosing the death benefit in installments.
LIC also offers the discount in the premium in case the mode of payment is Yearly and for higher sum assured.
The loan is also available to the policyholder after the completion of 1 year of the policy.

LIC's new endowment plan which gives the individual, life assistance along with savings.
The risk coverage under this plan enhances every year as LIC declares the bonuses. However, the premium does not change.
The customer gets the tax-free maturity under this plan which includes the bonus also along with Sum Assured.
This plan has an option of choosing the Accidental Life cover, Disability Benefit & Critical illness cover.
In case of a minor, this plan also has the premium waiver benefit in case of death of the parent.
This plan also has the option of taking the Maturity proceeds in installments as the policy-holder can choose the no of years as 5, 10 or 15.
In a similar way, the policyholder also has the option of choosing the death benefit in installments.
LIC also offers the discount in the premium in case the mode of payment is Yearly.
The loan is also available to the policyholder after the completion of 1 year of the policy.

Endowment Plans