Floater Mediclaim Policy
Synopsis:
New India Floater Mediclaim is a Policy designed to cover Hospitalisation expenses.
Highlight:
- Family discount is introduced and will be applied on the basis of the numbers of member covered.
- Sum insured has been increased to 15 lakhs.
- 139 Day care procedures covered.
- 10% of Sum Insured as Additional benefit is paid in case of Critical illness is diagnosed
Benefit:-
TitleRoom Rent Limit | DescriptionUp to 1% of sum insured |
| ICU Daily Rent Limit | Up to 2% of sum insured |
| Pre-Hospitalization Expenses | 30 days |
| Post Hospitalization Expenses | 60 days |
| Minimum Hospitalization Period | 24 Hrs |
| Day Care Procedure Coverage | 139 procedures |
| Additional Cover for Critical Illness | Yes |
| Pre-Existing Disease / Illness coverage | After 48 months and claim free renewal |
| Waiting Period for New Policy | 30 days |
| Co-Payment | Yes |
| Free Health Checkup | Up to 50% for Pre-acceptance health checkup |
| Ambulance Expenses | Up to 1% of Sum Insured, Max – 2500 |
| Non-Allopathic Treatments | Up to 25% of sum insured |
| Donor Expenses | Covered |
| Nursing Allowance | Up To 1% of sum insured |