Health Gain Floater
Synopsis:
Star Health Gain Insurance Policy is a perfect balance between Insurance and Tax benefits. It offers both outpatient and inpatient hospitalization expenses cover with maximum tax benefits.
Highlight:
- Health insurance policy that covers both Outpatient expenses & inpatient expenses
- Option to choose premium to be paid and Sum Insured required
- Premium options: Rs.15000/-; Rs.20,000/-; Rs.25,000/-; and Rs.30,000/-( applicable GST extra)
- Sum Insured options(for inpatient hospitalization): Rs.1 lakh, Rs.2 lakhs, Rs.3 lakhs, Rs.4 lakhs and Rs.5 lakhs
- Sum Insured Type option : Individual and Floater
- Policy term: One year
Benefit:
Title | Description |
|---|---|
| Room Rent Limit | 1% of sum insured per day. |
| ICU Daily Rent Limit | 1% of sum insured per day. |
| Pre-Hospitalization Expenses | 30 days |
| Post Hospitalization Expenses | 60 days |
| Minimum Hospitalization Period | 24 Hrs |
| Day Care Procedure Coverage | All day care procedures are covered. |
| Pre-Existing Disease / Illness coverage | After 48 months |
| Waiting Period for New Policy | 30 Days |
| Co-Payment | Co-payment of 20% of each and every claim amount for fresh as well as renewal policies for insured persons whose age at the time of entry is above 60 years. |
| Medical Screening | Above 50 Yrs |
| Ambulance Expenses | Rs.750, max.upto Rs.1500 |