Medisure Prime Individual
Synopsis:
Medisure Prime is a health plan designed through a scientific process that will enable you to continue enjoying the pleasant moments with your family and bounce back from a medical emergency, quickly!
Highlight:
- All Day care treatments are covered. No exceptions
- No Medical tests up to the age of 45 years
- Double Sum Insured for treatment of Critical Illness, if opted
- Lump-sum recovery benefit in case hospitalization exceeds 10 continuous days
- Reinstatement of Sum Insured in case of hospitalization due to an accident
- Free health check-up after every 2 years for insured persons above 45 years of age
- Tax rebate available as per provision of Income Tax Rules under section 80-D
Benefits:
Title | Description |
|---|---|
| Room Rent Limit | No Limit |
| Pre-Hospitalization Expenses | 60 days |
| Post Hospitalization Expenses | 90 Days |
| Minimum Hospitalization Period | 24 Hrs |
| Day Care Procedure Coverage | Yes |
| Additional Cover for Critical Illness | Optional |
| Automatic Restoration of Sum Insured | Yes, once in a policy year |
| Pre-Existing Disease / Illness coverage | After 24 months of continous coverage |
| Waiting Period for New Policy | 30 days |
| Co-Payment | Yes |
| Medical Screening | Yes |
| Free Health Checkup | Once in 2years, For age above 45 |
| Ambulance Expenses | Maximum up to 1,500/- |
| New Born Baby Cover | Up to 10 % of sum insured , Max 50000 |
| Daily Hospitalization Allowance | Up to 1000 per day from day 4 to day 10 |
| Donor Expenses | Yes |
| Attendant Allowance | Up to 500 per day, Max 7 days |
| No Claim Bonus | Up to 5% After every claim free renewal, Max 50% |